Terms of Service
Last updated: [TODO: date]
Draft placeholder. These terms are pending legal review and will be updated before launch. For questions, contact us at [TODO: email].
1. Acceptance of Terms
[TODO: State that by accessing or using Aurumis the user agrees to these terms. Include what happens if they don't agree (must not use the service).]
2. Description of Service
[TODO: Briefly describe what Aurumis provides — portfolio tracking and analytics for private market / alternative investments. Note it is informational only and not investment advice.]
3. Eligibility
[TODO: State minimum age (18+), that users must have legal authority to enter a binding contract, and any geographic restrictions if applicable.]
4. Account Responsibilities
[TODO: User is responsible for maintaining account security, keeping credentials confidential, and all activity under their account. Prompt notification required for unauthorized access.]
5. Acceptable Use
[TODO: List prohibited behaviors — reverse engineering, scraping, submitting false data, using the service for illegal purposes, etc.]
6. Subscription & Payments
[TODO: Describe billing model, renewal terms, refund policy, and what happens on non-payment or plan downgrade.]
7. Intellectual Property
[TODO: Clarify that Aurumis owns all platform IP. Users retain ownership of their data. Grant of license from user to Aurumis to process data solely to provide the service.]
8. Data & Privacy
Your use of the service is also governed by our Privacy Policy, which is incorporated into these terms by reference.
9. Disclaimers
[TODO: State that the service is provided "as is", no warranties of accuracy or fitness for a particular purpose. Explicitly note it is not financial advice.]
10. Limitation of Liability
[TODO: Cap liability at fees paid in the prior 12 months. Exclude indirect / consequential damages. Include any jurisdiction-specific carve-outs.]
11. Indemnification
[TODO: User agrees to indemnify Aurumis against claims arising from their use of the service or breach of these terms.]
12. Termination
[TODO: Either party may terminate. Describe what happens to user data upon termination and any survival clauses.]
13. Governing Law & Disputes
[TODO: Specify governing jurisdiction (e.g. State of Delaware, USA). Describe dispute resolution process — negotiation, then arbitration or courts.]
14. Changes to These Terms
[TODO: State how changes are communicated and that continued use after notice constitutes acceptance.]
15. Contact
Questions about these terms? Email us at [TODO: email].